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How to build an emergency fund – Find out

For an emergency fund, the investments should be made only in specific assets which generate safe and stable returns and provide high liquidity, so that they can be sold off instantly when the need arises. Emergency funds are specifically created for the unprecedented events of life which could come uninvited. These funds are also required …

Irdai directs insurers not to deny claims for antibody cocktail therapy to COVID patients

The insurers are denying such claims on the pretext that these are experimental treatments. Insurance regulator Irdai has asked the general and health insurance providers not to deny claims against ‘antibody cocktail therapy’ to COVID patients and devise a mechanism to clear such dues as per the norms. The insurers are denying such claims on …

ICAI seeks waiver of penalty till March 31 for filing tax audit reports

ICAI has requested that penalty and other consequences should be waived for filing tax audit reports and other reports/certificates for AY (Assessment Year) 2021-22 till March 31, 2022. Chartered accountants’ apex body ICAI has sought time till March 31 for filing tax audit reports without penalties, citing the coronavirus pandemic situation and “consistent technical glitches” …

Employees Provident Fund: No tax on income from deposit up to Rs 7.5 lakh suggested for Budget 2022

Employees Provident Fund (EPF Budget 2022 expectations): ICAI recommends no tax on income from deposit up to Rs 7.5 lakh/year Employees Provident Fund (Budget 2022-23 expectation): In Budget 2021, the Government proposed to tax income on Provident Fund (PF) contributions above Rs 2.5 lakh in a year. This limit was further increased to Rs 5 …

Digital Gold: Can it be your next big investment?

The global financial crisis triggered by the pandemic convinced the youth about the criticality of technology and investments, and Digital Gold is a blend of both. By Vidit Garg, Director, MyGoldKart Investing in gold has always been people’s prime choice when it came to a reliable investment option. Technology has been an integral part of …


Tax Talk: Know how tax on ESOPs is calculated for employees of eligible startups

Different schemes are introduced by the employers; however, the complete benefit accrues to the employees when the lock-in conditions are met; or vesting period is completed by the employees. By Shailesh Kumar Employee stock option plans (ESOPs) have become popular amongst corporates, especially in the IT industry, to attract and retain talent. Different schemes are …


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